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  <posts>
    <post_id>384</post_id>
    <post_category_id>1</post_category_id>
    <post_title><![CDATA[Why Doctors Struggle With Cash Flow (And the Fix That Isn't a Budget)]]></post_title>
    <post_content_short><![CDATA[Cash flow for doctors is a real problem and the solution is simple ( no budgeting required)]]></post_content_short>
    <post_icon>https://www.tolevskypartners.com.au/media/website_posts/384/5A36DFD5-1C41-45D1-8508-B43E99BE28DF.png</post_icon>
    <post_content_type>page</post_content_type>
    <post_content_url>https://www.tolevskypartners.com.au/blog/why-doctors-struggle-with-cash-flow-and-what-to-do-about-it/</post_content_url>
    <post_date>2026-08-09 21:25:00</post_date>
  </posts>
  <posts>
    <post_id>380</post_id>
    <post_category_id>1</post_category_id>
    <post_title><![CDATA[Budget Bombshell: Trusts, Property and Tax Rules Just Changed]]></post_title>
    <post_content_short><![CDATA[Budget Bombshell: Trusts, Property and Tax Rules Just Changed]]></post_content_short>
    <post_icon>https://www.tolevskypartners.com.au/media/website_posts/380/budget-bombshell.jpg</post_icon>
    <post_content_type>page</post_content_type>
    <post_content_url>https://www.tolevskypartners.com.au/blog/budget-20263/</post_content_url>
    <post_date>2026-05-17 03:13:00</post_date>
  </posts>
  <posts>
    <post_id>379</post_id>
    <post_category_id>1</post_category_id>
    <post_title><![CDATA[Capital Gains Tax Changes ( Federal Budget 2026)]]></post_title>
    <post_content_short><![CDATA[Capital Gains Tax Changes ( Federal Budget 2026)]]></post_content_short>
    <post_icon>https://www.tolevskypartners.com.au/media/website_posts/379/capital-gains-tax.jpg</post_icon>
    <post_content_type>page</post_content_type>
    <post_content_url>https://www.tolevskypartners.com.au/blog/budget-20262/</post_content_url>
    <post_date>2026-05-17 02:56:00</post_date>
  </posts>
  <posts>
    <post_id>378</post_id>
    <post_category_id>1</post_category_id>
    <post_title><![CDATA[Discretionary trusts minimum 30% tax (Federal Budget 2026)]]></post_title>
    <post_content_short><![CDATA[Discretionary trusts minimum 30% tax (Federal Budget 2026)
<br /><br />
<br />]]></post_content_short>
    <post_icon>https://www.tolevskypartners.com.au/media/website_posts/378/budget-bombshell.jpg</post_icon>
    <post_content_type>page</post_content_type>
    <post_content_url>https://www.tolevskypartners.com.au/blog/budget-20261/</post_content_url>
    <post_date>2026-05-17 02:52:00</post_date>
  </posts>
  <posts>
    <post_id>377</post_id>
    <post_category_id>1</post_category_id>
    <post_title><![CDATA[Negative Gearing Changes (Federal Budget 2026)]]></post_title>
    <post_content_short><![CDATA[Negative Gearing Changes (Federal Budget 2026)]]></post_content_short>
    <post_icon>https://www.tolevskypartners.com.au/media/website_posts/377/negative-gearing.jpg</post_icon>
    <post_content_type>page</post_content_type>
    <post_content_url>https://www.tolevskypartners.com.au/blog/budget-2026/</post_content_url>
    <post_date>2026-05-17 02:37:00</post_date>
  </posts>
  <posts>
    <post_id>376</post_id>
    <post_category_id>1</post_category_id>
    <post_title><![CDATA[From Employee Doctor to Business Owner: Your First Year as a GP]]></post_title>
    <post_content_short><![CDATA[From Employee Doctor to Business Owner: Your First Year as a GP]]></post_content_short>
    <post_icon>https://www.tolevskypartners.com.au/media/website_posts/376/GP.png</post_icon>
    <post_content_type>page</post_content_type>
    <post_content_url>https://www.tolevskypartners.com.au/blog/contractors/</post_content_url>
    <post_date>2026-04-21 04:46:00</post_date>
  </posts>
  <posts>
    <post_id>374</post_id>
    <post_category_id>1</post_category_id>
    <post_title><![CDATA[Division 296 Is Now Law: What It Means for Your Super (And What You Should Do Next)]]></post_title>
    <post_content_short><![CDATA[Division 296 Is Now Law: What It Means for Your Super (And What You Should Do Next)]]></post_content_short>
    <post_icon>https://www.tolevskypartners.com.au/media/website_posts/374/Untitled.jpg</post_icon>
    <post_content_type>page</post_content_type>
    <post_content_url>https://www.tolevskypartners.com.au/blog/super-296/</post_content_url>
    <post_date>2026-03-18 04:15:00</post_date>
  </posts>
  <posts>
    <post_id>373</post_id>
    <post_category_id>1</post_category_id>
    <post_title><![CDATA[Can You Claim Meals With Clients on Tax?]]></post_title>
    <post_content_short><![CDATA[Alright, let’s clear something up, because this one trips up a <strong>lot</strong> of business owners. You shout a client lunch. You
	talk shop.The bill comes. And you think: <em>“Beauty. That’s a tax deduction.”</em> Sorry to be the bearer of bad news — but <strong>most
	of the time, it’s not</strong>
]]></post_content_short>
    <post_icon>https://www.tolevskypartners.com.au/media/website_posts/373/72EC6CF9-F541-44C2-887B-5DA3CC6C7C36.png</post_icon>
    <post_content_type>page</post_content_type>
    <post_content_url>https://www.tolevskypartners.com.au/blog/are-meals-tax-deductible/</post_content_url>
    <post_date>2026-01-26 01:25:00</post_date>
  </posts>
  <posts>
    <post_id>372</post_id>
    <post_category_id>1</post_category_id>
    <post_title><![CDATA[Debt Recycling for Doctors & Dentists]]></post_title>
    <post_content_short><![CDATA[Let me paint a picture. You’re a doctor or dentist in private practice. You work ridiculous hours.You earn excellent money. And yet… every
year you hand over a<em> painful</em> amount of cash to the tax office, while a home loan — however small — just sits there, quietly
charging you interest you can’t deduct.

<br />]]></post_content_short>
    <post_icon>https://www.tolevskypartners.com.au/media/website_posts/372/NT.jpg</post_icon>
    <post_content_type>page</post_content_type>
    <post_content_url>https://www.tolevskypartners.com.au/blog/debt-recycling-for-doctors/</post_content_url>
    <post_date>2026-01-16 05:20:00</post_date>
  </posts>
  <posts>
    <post_id>370</post_id>
    <post_category_id>1</post_category_id>
    <post_title><![CDATA[How To Value a Medical Practice]]></post_title>
    <post_content_short><![CDATA[We get asked this question all the time: <em>what’s my medical practice actually worth?</em>]]></post_content_short>
    <post_icon>https://www.tolevskypartners.com.au/media/website_posts/370/12EAC8FA-D282-4841-986C-FD4BB48F9215.png</post_icon>
    <post_content_type>page</post_content_type>
    <post_content_url>https://www.tolevskypartners.com.au/blog/practice-valuation/</post_content_url>
    <post_date>2025-12-27 05:40:00</post_date>
  </posts>
  <posts>
    <post_id>368</post_id>
    <post_category_id>1</post_category_id>
    <post_title><![CDATA[The Hidden Truth About Holiday Homes No One Tells You!]]></post_title>
    <post_content_short><![CDATA[Let’s tackle one of the questions I get asked all the time...<strong>'Should I buy a holiday home?</strong>' It’s a ripper question.
]]></post_content_short>
    <post_icon>https://www.tolevskypartners.com.au/media/website_posts/368/holiday.jpg</post_icon>
    <post_content_type>page</post_content_type>
    <post_content_url>https://www.tolevskypartners.com.au/blog/holiday-home/</post_content_url>
    <post_date>2025-12-27 04:01:40</post_date>
  </posts>
  <posts>
    <post_id>367</post_id>
    <post_category_id>1</post_category_id>
    <post_title><![CDATA[Payday Super: What It Means for Your Business]]></post_title>
    <post_content_short><![CDATA[If you run a business in Australia, there’s a change coming that’s going to nudge superannuation right to the top of your to-do list. It’s called <strong>Payday Super</strong>, and while the idea is simple, the impact could be anything but, especially for small businesses.]]></post_content_short>
    <post_icon>https://www.tolevskypartners.com.au/media/website_posts/367/super.jpg</post_icon>
    <post_content_type>page</post_content_type>
    <post_content_url>https://www.tolevskypartners.com.au/blog/change-to-superannuation/</post_content_url>
    <post_date>2025-12-25 21:13:00</post_date>
  </posts>
  <posts>
    <post_id>362</post_id>
    <post_category_id>1</post_category_id>
    <post_title><![CDATA[The Government’s $20,000 Gift to Small Business]]></post_title>
    <post_content_short><![CDATA[If you run a  business, there’s good news on the horizon. The government has extended the <strong>$20,000 instant asset write-off</strong>
into the <strong>2026 financial year</strong>, giving small business owners another year of breathing room — and a handy opportunity to
invest back into their operations.]]></post_content_short>
    <post_icon>https://www.tolevskypartners.com.au/media/website_posts/362/Screenshot-2025-12-11-at-3.50.53-pm.png</post_icon>
    <post_content_type>page</post_content_type>
    <post_content_url>https://www.tolevskypartners.com.au/blog/the-governments-20000-gift-to-small-businesses/</post_content_url>
    <post_date>2025-12-11 04:43:00</post_date>
  </posts>
  <posts>
    <post_id>361</post_id>
    <post_category_id>1</post_category_id>
    <post_title><![CDATA[So You’ve Got a Director Penalty Notice? What To Do About It]]></post_title>
    <post_content_short><![CDATA[So You’ve Got a Director Penalty Notice? Here’s What Happens Next (and What To Do About It)]]></post_content_short>
    <post_icon>https://www.tolevskypartners.com.au/media/website_posts/361/DPN.jpg</post_icon>
    <post_content_type>page</post_content_type>
    <post_content_url>https://www.tolevskypartners.com.au/blog/dpn/</post_content_url>
    <post_date>2025-12-07 21:14:00</post_date>
  </posts>
  <posts>
    <post_id>360</post_id>
    <post_category_id>1</post_category_id>
    <post_title><![CDATA[Is Negative Gearing Still a Good Strategy?]]></post_title>
    <post_content_short><![CDATA[Is negatively geared property still a good strategy?]]></post_content_short>
    <post_icon>https://www.tolevskypartners.com.au/media/website_posts/360/Untitled.jpg</post_icon>
    <post_content_type>page</post_content_type>
    <post_content_url>https://www.tolevskypartners.com.au/blog/is-negative-gearing-still-a-good-strategy/</post_content_url>
    <post_date>2025-12-02 08:49:00</post_date>
  </posts>
  <posts>
    <post_id>359</post_id>
    <post_category_id>1</post_category_id>
    <post_title><![CDATA[How To Claim Overseas Travel as a Tax Deduction]]></post_title>
    <post_content_short><![CDATA[Discover how to legally cliam your overeas travel as a tax deduction. ]]></post_content_short>
    <post_icon>https://www.tolevskypartners.com.au/media/website_posts/359/tash-tolevsky.jpg</post_icon>
    <post_content_type>page</post_content_type>
    <post_content_url>https://www.tolevskypartners.com.au/blog/how-to-claim-overseas-travel-as-a-tax-deduction/</post_content_url>
    <post_date>2025-11-26 02:19:00</post_date>
  </posts>
  <posts>
    <post_id>358</post_id>
    <post_category_id>1</post_category_id>
    <post_title><![CDATA[Use This Legal Tax Hack To Slash Your Tax]]></post_title>
    <post_content_short><![CDATA[Superannuation can feel overly technical, but there’s one rule that could seriously boost your retirement savings and massively reduce your
	tax. If your income varies from year to year, this Legal Tax Hack let you top up your super on your own terms .Here’s how the rule works and
	how to make the most of it.
]]></post_content_short>
    <post_icon>https://www.tolevskypartners.com.au/media/website_posts/358/hack.jpg</post_icon>
    <post_content_type>page</post_content_type>
    <post_content_url>https://www.tolevskypartners.com.au/blog/use-this-legal-tax-hack-to-slash-your-tax/</post_content_url>
    <post_date>2025-11-23 23:39:43</post_date>
  </posts>
  <posts>
    <post_id>357</post_id>
    <post_category_id>1</post_category_id>
    <post_title><![CDATA[How to Claim a Tax Deduction on Christmas Gifts]]></post_title>
    <post_content_short><![CDATA[It’s that time of year again — the tinsel’s out, the Mariah Carey playlist is back and you’re gearing up to shout your team a Christmas
bash. But before you start swiping the business card like an elf on espresso, let’s talk about what the taxman <em>actually</em> lets you
claim.]]></post_content_short>
    <post_icon>https://www.tolevskypartners.com.au/media/website_posts/357/3.jpg</post_icon>
    <post_content_type>page</post_content_type>
    <post_content_url>https://www.tolevskypartners.com.au/blog/how-to-claim-a-tax-deduction-on-christmas-gifts/</post_content_url>
    <post_date>2025-11-23 21:40:00</post_date>
  </posts>
  <posts>
    <post_id>356</post_id>
    <post_category_id>1</post_category_id>
    <post_title><![CDATA[Variable vs Fixed: The Straight Answer]]></post_title>
    <post_content_short><![CDATA[Struggling to decide between fixed and variable rates? This guide walks you through the key differences, potential pitfalls, and practical
tips to help you save money and stay in control of your repayments.]]></post_content_short>
    <post_icon>https://www.tolevskypartners.com.au/media/website_posts/356/intrest-rates-.jpg</post_icon>
    <post_content_type>page</post_content_type>
    <post_content_url>https://www.tolevskypartners.com.au/blog/variable-vs-fixed-the-straight-answer/</post_content_url>
    <post_date>2025-11-18 22:39:00</post_date>
  </posts>
  <posts>
    <post_id>355</post_id>
    <post_category_id>1</post_category_id>
    <post_title><![CDATA[Doctors: Want a Bigger Retirement Nest Egg? Do THIS]]></post_title>
    <post_content_short><![CDATA[As we head toward the end of the 2025/26 financial year, now’s a great time to make sure your super strategy is working for you.
	Whether you’re a hospital doctor, in private practice, or juggling both, a little planning can make a big difference to your tax
	position and long-term retirement savings.
]]></post_content_short>
    <post_icon>https://www.tolevskypartners.com.au/media/website_posts/355/doctors.jpg</post_icon>
    <post_content_type>page</post_content_type>
    <post_content_url>https://www.tolevskypartners.com.au/blog/doctors-one-simple-eofy-super-step-could-save-you-thousands/</post_content_url>
    <post_date>2025-11-18 22:39:00</post_date>
  </posts>
  <posts>
    <post_id>352</post_id>
    <post_category_id>1</post_category_id>
    <post_title><![CDATA[The Payroll Tax Trap That's Destroying Medical Practices]]></post_title>
    <post_content_short><![CDATA[What every medical practice needs to know to avoid payroll tax traps]]></post_content_short>
    <post_icon>https://www.tolevskypartners.com.au/media/website_posts/352/Payroll-Tax-Traps-for-Doctors.jpg</post_icon>
    <post_content_type>page</post_content_type>
    <post_content_url>https://www.tolevskypartners.com.au/blog/the-payroll-tax-trap-thats-destroying-medical-practices/</post_content_url>
    <post_date>2025-11-14 07:13:11</post_date>
  </posts>
  <posts>
    <post_id>339</post_id>
    <post_category_id>1</post_category_id>
    <post_title><![CDATA[How to Access Your Super Without Retiring]]></post_title>
    <post_content_short><![CDATA[Thinking about slowing down at work but not ready to fully retire? Good news — you might be able to access your super <em>and</em> keep
earning! Learn how a <strong>Transition to Retirement (TTR)</strong> strategy can help you ease into retirement, reduce tax, or pay off debt
without giving up your job.]]></post_content_short>
    <post_icon>https://www.tolevskypartners.com.au/media/website_posts/339/Untitled.jpg</post_icon>
    <post_content_type>page</post_content_type>
    <post_content_url>https://www.tolevskypartners.com.au/blog/how-to-access-your-super-without-retiring/</post_content_url>
    <post_date>2025-10-26 07:23:00</post_date>
  </posts>
  <posts>
    <post_id>338</post_id>
    <post_category_id>1</post_category_id>
    <post_title><![CDATA[Should You Repay Your HECS Debt?]]></post_title>
    <post_content_short><![CDATA[If you’ve ever asked yourself <em>“Should I just pay off my HECS debt early?”</em>, you’re not alone. It’s a super common
	question—especially when you see that lump sum just sitting there. But here’s the thing: in most cases, <strong>you’re better off just
	letting it chip away every year through your tax return</strong>.
]]></post_content_short>
    <post_icon>https://www.tolevskypartners.com.au/media/website_posts/338/student-debt.jpg</post_icon>
    <post_content_type>page</post_content_type>
    <post_content_url>https://www.tolevskypartners.com.au/blog/should-i-repay-my-hecs/</post_content_url>
    <post_date>2025-10-15 00:15:00</post_date>
  </posts>
  <posts>
    <post_id>337</post_id>
    <post_category_id>1</post_category_id>
    <post_title><![CDATA[Breaking news Changes Superannuation Div 296]]></post_title>
    <post_content_short><![CDATA[Treasurer Jim Chalmers has announced welcome adjustments to the Government’s proposed Division 296 measure, which seeks to tax earnings on
	superannuation balances above $3 million
]]></post_content_short>
    <post_icon>https://www.tolevskypartners.com.au/media/website_posts/337/tax-man.jpg</post_icon>
    <post_content_type>page</post_content_type>
    <post_content_url>https://www.tolevskypartners.com.au/blog/breaking-news/</post_content_url>
    <post_date>2025-10-13 07:11:49</post_date>
  </posts>
  <posts>
    <post_id>336</post_id>
    <post_category_id>1</post_category_id>
    <post_title><![CDATA[The Secret Tax Hack Every Aussie Should Know]]></post_title>
    <post_content_short><![CDATA[<span style="color: #070b18;">Think you’re already getting the most out of your tax return? Think again...There’s a little-known strategy
	that savvy Australians are quietly using to legally reduce their tax bill and it’s hiding in plain sight.</span>
]]></post_content_short>
    <post_icon>https://www.tolevskypartners.com.au/media/website_posts/336/The-Secret-Tax-Hack.jpg</post_icon>
    <post_content_type>page</post_content_type>
    <post_content_url>https://www.tolevskypartners.com.au/blog/the-secret-tax-hack-every-aussie-should-know/</post_content_url>
    <post_date>2025-10-09 08:57:55</post_date>
  </posts>
</root>
