Should You Repay Your HECS Debt?
15 Oct

If you’ve ever asked yourself “Should I just pay off my HECS debt early?”, you’re not alone. It’s a super common question—especially when you see that lump sum just sitting there. But here’s the thing: in most cases, you’re better off just letting it chip away every year through your tax return. Read More…

Breaking news Changes Superannuation Div 296
13 Oct

Treasurer Jim Chalmers has announced welcome adjustments to the Government’s proposed Division 296 measure, which seeks to tax earnings on superannuation balances above $3 million Read More…

The Secret Tax Hack Every Aussie Should Know
9 Oct

Think you’re already getting the most out of your tax return? Think again...There’s a little-known strategy that savvy Australians are quietly using to legally reduce their tax bill and it’s hiding in plain sight. Read More…

The 5 Biggest Cash Flow Mistakes Doctors Make—and How to Fix Them
15 Sep

Running your own medical practice can be one of the most rewarding things you’ll ever do. You’ve got the freedom to shape how you care for patients, build a team, and create a workplace culture you believe in. But there’s a side to practice ownership that medical school doesn’t prepare you for: money management. And one of the trickiest parts? Cash flow. Read More…

Why So Many Doctors Stay Broke Despite Huge Incomes
11 Sep

After years of medical school, internships, registrar training, and specialist exams, doctors in Australia finally reach the point where the financial rewards start flowing. Compared to the average Australian worker, a doctor’s income is well above the norm. According to the Australian Tax Office (ATO), medical professionals consistently sit among the highest income earners in the country. With that higher income comes choices — and often, temptations. Read More…

First Home Boost: Dream or Debt Trap?
30 Aug

For years, getting into the property market has felt impossible for many first home buyers.Saving a deposit big enough to satisfy the banks — all while rents skyrocket and living costs keep rising — has been a constant uphill battle. So when the government announces an expansion to its 5% deposit scheme, it sounds like the breakthrough everyone has been waiting for. Read More…