Alright, let’s clear something up, because this one trips up a lot of business owners. You shout a client lunch. You talk shop.The bill comes. And you think: “Beauty. That’s a tax deduction.” Sorry to be the bearer of bad news — but most of the time, it’s not


Let me paint a picture. You’re a doctor or dentist in private practice. You work ridiculous hours.You earn excellent money. And yet… every year you hand over a painful amount of cash to the tax office, while a home loan — however small — just sits there, quietly charging you interest you can’t deduct.


If you run a business in Australia, there’s a change coming that’s going to nudge superannuation right to the top of your to-do list. It’s called Payday Super, and while the idea is simple, the impact could be anything but — especially for small businesses.


When it comes to property development finance one of the most common loan structures developers use is a capitalised interest loan. Understanding how capitalised interest works — and how Australian lenders assess it — is essential for developers looking to structure funding correctly and protect their profit margins.